Australian nurse Katrina Fincham had struck it big by playing World of Warcraft. After earning around $75,000 by farming and selling gold in the popular MMORPG from Blizzard, she decided to convert that cold hard cash into cold hard gold bullion. After doing that she put it in her wall safe at her Adelaide home. All was right with the world, but then something horrible happened: her house was robbed and her wall safe was emptied!
But here's the worst part for Fincham: she had the gold insured, but her insurance provider wouldn't cough up the money. Her insurance provider, AAMI, refused to pay up, and accused Fincham of fraud, claiming that she only converted the WOW gold into gold bars so that it could be purposely stolen.
Naturally Fincham sued her insurer, who counter-sued her for committing fraud. As the lawsuit continued she was forced to sell her home to cover the cost of legal fees. To add insult to injury, Fincham later found out that her ex-boyfriend helped the thieves who made off with her gold by tipping them off… for a measly payoff of $500. Fincham was not involved in that whole ordeal, of course.
We're not sure if there really is a moral to this story; after all Fincham didn't do anything wrong, save store a LOT of gold at her house and date a guy who had the morals of a serpent. Gold Farming is not illegal in Australia (she included her side business in her taxes like a good citizen), and she insured her assets in her home with an insurance company who was more than happy to take her monthly payments under the assumption that – if anything bad should happen – they would pay for it…